Plania's AI, calibrated for precise financial modeling.
Business expertise coded into the AI: concrete 5-year projections, cash flow and break-even, ready for your bank and investors.
Financial projections ready in 10 minutes
Built into your business plan, generate your plan first to access this
Financials ready to secure your funding
Plania doesn't just fill in an Excel sheet. The AI generates a complete financial model, consistent with your business plan, in the formats banks and investors expect.
Revenue, fixed costs, variable costs, payroll and EBITDA projected over 3 years. Assumptions are pulled automatically from your business plan.
Projected assets, liabilities and equity. The AI structures the balance sheet from your operating data with no manual accounting entry.
Month-by-month cash inflows and outflows. Spot cash-flow pressure points before they become critical.
Automatic break-even calculation in revenue and units sold. Visualize the path to profitability.
ROI, gross margin, burn rate and runway, calculated automatically and presented in the formats banks and investors expect.
Generate pessimistic, realistic and optimistic scenarios. Compare them side by side and adjust assumptions in real time with the AI Agent.
Financials ready for your bank or your investors
P&L, balance sheet and cash flow, generated and formatted automatically from your business plan.
The fastest way to secure your funding
Accountant-grade projections, ready for your bank and investors, generated in under 10 minutes and with no variable fees.
| Features | Plania99 $ CAD · for life | Accountant1,500 – 5,000 $ | Manual ExcelFree · but tedious |
|---|---|---|---|
| Coverage | |||
| Income statement (P&L) | |||
| Projected balance sheet | |||
| Cash flow plan | |||
| Key financial ratios | |||
| Multiple scenarios | |||
| Quality | |||
| Bank / investor format | |||
| Consistency with the business plan | |||
| Easy to update | |||
| Turnaround | |||
| Delivery time | < 10 min | 1 – 3 weeks | Varies |
| Quick revision | |||
| Cost | |||
| Price | 99 $ CAD | 1,500 – 5,000 $ | Free (your time) |
| No variable fees | |||
Projections that convince banks and investors
I had a P&L consistent with my business plan in 10 minutes. My banker didn't ask a single question about the numbers, he just asked when I could start.
Pierre Fontaine
Startup CFO · Paris
BDC
Financing partner
The generated projections meet our credit-analysis criteria. P&L structure, documented assumptions, scenarios, the files are immediately usable.
SADC
Local investment fund
Recommended to our project leaders. The level of financial detail exceeds what we usually see at the startup stage.
The optimistic/pessimistic scenarios helped me convince 2 investors in a single meeting. They appreciated that I had anticipated the financial risks.
Marie-Claire Bouchard
E-commerce founder · Montreal
I knew nothing about finance. Plania generated a balance sheet that my accountant approved without a single change. It's the first time a tool has done that.
Samuel Okafor
Project leader · Lyon
HEC Montréal
Used in class
Integrated into our entrepreneurial finance curriculum. The generated models comply with accounting standards and are directly usable as teaching material.
Chamber of commerce
Recommended to members
Recommended to our entrepreneur members for the quality of the financial projections. A tool that easily replaces 3 days of spreadsheet work.
Updating the projections after a pivot took us 15 minutes instead of 3 days. The AI recalibrated every ratio automatically, it's stunning.
Isabelle Garneau
Development director · Quebec City
Frequently asked questions about financial projections
Everything you need to know before generating your first financial model.
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